I want to start by saying that money drives this entire game. The point of the game is to make the best farm you can by the end of year three and you will not be able to do that without a little jingle in your pocket. Always choose wisely what you do with your money. Upgrading tools, buying better crops, and creating the farm of your dreams are a few things you can do with money which I enjoy the. However, after looking into it more, I wanted to bang my head against the wall for not doing it sooner. You must be farming.