Show less If you’ve loaned money to a friend, asking them to repay you may seem like an awkward proposition. However, when handled properly, monney can reclaim the money you loaned out without losing the friendship. If you want to ask a friend to pay you back for money you lent them, text or call them to set up a meeting in person. Consider telling them that the meeting will be about the money you lent them, so that they come prepared. Then, when you meet with them, remind them about the retrn and tell them why you need the money. Be mlney, and ask them when they can pay you. Make sure you make it clear the money was a loan, not a gift, and establish a firm date for repayment. This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness. Together, they cited information from 21 references. Categories: Handling Friendship Problems Lending. Log in Mojey Loading Google Loading Civic Loading No account yet?
Plastic Yandex.Money Card
Check it out, here’s the thing. I lent a pretty large amount of money to this motherfucker I thought was my friend. That shit was in January and he said he would pay me back in Feb. Bitch still owes me 2. So, I need that money right about now. Now, normally I’d either beat the shit out of him or went to the cops, but neither one of these is an option. He knows where I live and all that, if I did something to the guy cops would be all over me in a matter of hours. Plus I don’t really wanna hurt the guy, he used to be cool. Sad thing is he ain’t got my money and he keeps lying about it. I’ve heard about 20 stories about why he ain’t got it, each one ended with a promise. So now my patience is long gone and I want my cash goddamnit. So I ask you, what non-violent way to make the asshole pay up? Small claims court. Or you just learned a valuable life lesson. Don’t lend what you don’t mind losing. Well shit. This is the first time I don’t get my money back. My mistake for thinking somebody I’ve known for years would be cool about it. Never lend friends money. Be firm about it. Suggest that he can pay his debt piece by piece — it’s not like he never has any money, right? Last time I lend a huge amount to a friend I had to call in my cousin and a friend of his to have a cup of tea with him. I have no real solution for you I’m afraid, perhaps there’s a chance his parents can go mental on his ass if ya get em involved. Oh Jesus, if you have to ask dude. Take a baseball bat to the dudes legs. Alternatively, brick to the head works well too. Ok, so I’ve read it, and even though this post started out from the dark,twisted depths of my humor, but really, the only thing you can do is the above. Well you still have an oral agreement that he’s to return your money. That’s as much a binding contract as a written agreement.
1. Understand the Dynamics
I am usually strict with money matters but I made an exception for him as I knew he really needed the money. Recently, another friend is requesting me to loan him some money as well. In my case, my friend needed money for a personal emergency as well. He would regularly buy new things for himself and others.
Ways to Get Your Money Back from a Friend
So, you loaned your best friend some money. Months have passed and there’s still no sign of it. Now you need that money back, but you don’t want to be rude by asking for it. How do you go about it without causing offense, or jeopardizing the friendship? Here are a few ways to tackle this awkward subject without losing your buddy. People get hung up on the idea of asking someone for money. Money, by the way, that you gave to them. So sweating about asking for it back is a little silly when you really think about it. Now, how you go about asking for the money will make a difference. If you say something like, «I’m a little short right now, do you think you could find a way to pay me back that money I let you borrow, please? If you yell, «Oy, where’s my money, I lent you weeks ago?!! If money is an issue for them, then maybe you can find some kind of favor they can do to wipe the slate clean. If they’re a designer and you need a logo, can they do that for you and call it even? If they fix cars, could they take a look at yours and give an honest opinion about work that needs to be done? Everyone has some kind of talent or skill they can provide, and if you need it, they may appreciate the offer. This is another good way to get money back without actually having your friend pony up the cold hard cash. Is there something that your friend has that you would like? It should be of equivalent value to the cash you loaned them, so keep that in mind. But if you know of something, and you think they’d be more than willing to part with it, give it a try. Maybe they have two of something, and would be happy to give you one. That would be an ideal way to make everyone happy. Presumably the money you loaned your friend was for something important. Very few people are going to respond to, «Why do you need it? Everything OK? Another way to drop hints that you need the money back is to decline offers to do things that involve spending money. If your friend asks you to go to lunch, you can say, «I’d love to, but I’m really short on cash right now. So you’ve broached the subject with your friend, and they’ve refused to pay you back. In that case, come back with a flexible payment plan.
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Money orders are used instead of checks or cash when you need to make a payment. Unlike checks, money orders can never bounce, making them a safer option for large payments. This wikiHow will teach you how to get a money order for your next payment!
Before getting a money order, you need to know exactly how much the amount will be. Visit your bank, post office, or a local grocery or convenience store to purchase your money order. When you purchase it, tell the store how much money you want the money order to be for, and then pay them in cash, debit, or credit depending on their policy. Keep reading to learn how to pay with your money order! To create this article, 17 people, some anonymous, worked to edit and improve it over time.
Together, they cited 8 references. This article has also been viewedtimes. Categories: Money Transfers. Log in Facebook Loading Google Loading Civic Loading No account yet? Create an account. Edit this Article. We use cookies to make wikiHow great. By using our site, you agree to our cookie policy. Article Edit. Learn why people trust wikiHow. Author Info Updated: June 6, Learn more Decide on the amount of the money order. Many establishments will ask you to pay for the money order in cash.
In some cases you will be able to pay with a credit or debit card. Go to your bank. Some banks may charge a small fee, but many offer money orders for free. Some banks offer cashier’s checks, which are similar to money orders. Make sure the recipient will accept a cashier’s check before buying one instead of a money order. Banks offer the benefit of keeping a record of your money order purchase, which could come in handy in the event that the money order gets lost.
Try local businesses. Drugstores, grocery stores, and places like Walmart offer money orders for a fee. Visit a few different places and choose the one with the lowest fee. If there is a cap, simply purchase more than one money order until you have the total amount you need.
Try the post office. Money orders issued by the United States Postal Service are usually replaceable if they are lost, stolen or damaged. They are cashable in 29 other countries. Consider purchasing a money order online. If you’d rather not purchase a money order in person, an online vendor might be a convenient choice.
However, online companies usually charge steeper fees than local establishments. Try a money-oriented establishment. Western Union, credit unions, and other places that handle money usually issue money orders.
Check to be sure the amount is correct. The establishment that issued your money order will have printed the amount on the money order slip. Double check to make sure it’s right before you end the transaction.
Decide where to fill out the money order. You may want to fill out the money order on the spot, rather than carrying it to another location.
If the money order lands in someone else’s hands before it is filled out, that person could fill in their own name and cash it. If you do carry the blank money order to another location, keep in in a safe place on your person. When you get home, put it in a place where it won’t get lost. Fill in the «payee» blank. The first blank to fill in will say «Pay to the Order of» or «Payee.
Fill in your personal information. Some money orders will have a space for you to fill in your name and address or other information. Fill in transaction information.
You may want to add details about the nature of the transaction, such as the name of the item you are paying. Sign the money order. If there’s a space for you to sign the money order, you may do so, although it can still be cashed without your signature.
First make a copy. Since money orders are often used to pay people you may not know well, it’s good to keep a personal record of the money order in case a problem arises. Make a copy of the money order and file it with your financial records. Keep it with the receipt that came with your money order. Hand it over in person. The best way to pay with a money order is to give it directly to the recipient. This eliminates the chance that it will get lost or tampered with by a third party.
Mail it in a business envelope. If you’re mailing a money order, make sure it’s in a security envelope, rather than a letter envelope. Packaging it discreetly will prevent someone else from getting curious and attempting to tamper with the money order.
If I make a mistake, can I change the name of whom I made the money order out to? Call the money order in — go to the store where you purchased the money order and have them replace it for new one. Yes No. Not Helpful 0 Helpful Many times, banks will require you to bring an ID as proof you are the account holder. Not Helpful 1 Helpful 7. Any debit, credit, or prepaid debit cards are accepted by the post office as long as they still have sufficient chargeable credit left on.
Not Helpful 1 Helpful 3. Money orders should be able to be cashed or deposited the same as a check. You can bring it to your own bank like any check, or you can bring it to the bank that issued it to cash it. Not Helpful 0 Helpful 4. There is no maximum limit, but by law, companies that sell money orders have to write down suspicious activity such as transactions of orders over a company’s set.
Not Helpful 3 Helpful 8. It depends on the delivery service used. First class mail typically takes business days. Not Helpful 2 Helpful 5.
Will the post office accept a prepaid debit card as payment for a money order? Yes, they accept almost all forms of payment, including prepaid debit cards. That depends. If the company you are ordering from is closed during the holiday, you propably won’t get your delivery before the holiday is over, but you should still be able to place the order during the holiday.
Not Helpful 1 Helpful 1. Not Helpful 6 Helpful 2. It depends on the institution. Most do it for free, such as the post office, while others charge a fee. Not Helpful 4 Helpful 1. Unanswered Questions. Are gift money orders different from payment money orders? Answer this question Flag as Flag as Where does the person receiving the money order get it cashed if they don’t have a bank?
Transfers through Western Union
Show less When you loan people money, sometimes they don’t always repay. The debtor has broken a promise to you, and you should not feel bad about asking to be paid money you are owed. Whatever the reason for the original loan, when someone who owes you money is not paying, there is always something you can. Sometimes they just need a simple reminder, but being prepared to escalate your requests effectively can make it more likely you collect with less hassle. If you need to collect money from people who owe you, start by politely asking for it or giving them a friendly reminder that the money is. Be sure to include a due date or time frame for payment, like 10 to 20 days from the date of the notice, so they can get their affairs in order. If the new due date passes and you still haven’t received payment, you’ll need to be more direct. Make it clear in your next communication that you expect immediate payment or a definite commitment to payment. Be sure to provide clear instructions for how to pay and note the consequences for not paying. If they ignore this communication, you may want to take legal action against. For more tips from our Civil Litigation co-author, like how to pursue other forms of legal action, read on! This article was co-authored by Clinton M. Sandvick, JD, PhD. Clinton M. Sandvick worked as a civil litigator in California for over 7 years.
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