Armin Brott is a former U. Many military families live paycheck to paycheck and sometimes even struggle to make ends meet. By learning to make smart decisions about moneyyou can help your family achieve financial stability throughout your stint in the service. While most miiltary us learn about geometry, science, and language arts in school, we rarely learn how to manage our money. That may explain why so many people get themselves into financial trouble. Start learning financial terms now and take as many free financial courses you can. The government offers a host of financial programs to ws military members become—and stay—financially stable. But many service members never take advantage of those programs. These accounts will allow your money to grow at a faster rate than a typical savings account. Being deployed is hard enough; trying to pay bills and balance a checkbook at the same time is even harder. Married service members generally have an easier time because they have a spouse who can manage their finances. Still, it’s imperative that spouses share all financial information and decisions so they can independently make smart decisions about money if one of them happens to be deployed.
The life of a secret shopper is unmasked
One in three employees with a full-time job in held a second job, mostly to bring in more cash. A second job can bring in much-needed extra cash, provides additional job stability even in uncertain times and means plenty to do during an average workweek. The US military does provide wages and benefits, but with the rising cost of living and with families sometimes finding their expenses increasing, many military families turn to additional work to raise extra income. In addition, military spouses and family members sometimes have their own reasons for seeking extra work. They may like the idea of extra spending money or they may want to build their resume, even when stationed overseas. Traditional work may present some challenges for military families. Military families may also move often, which can impact career choices. The good news is that there are several ways you can earn extra money right now as a military family:. Freelancing is an increasingly popular field. There were 54 million people in America freelancing in While some freelanced full-time, others worked full-time jobs and made extra money on the side. You can even work as a freelance researcher, transcriber, composer or photographer. Craigslist, FlexJobs and other sites advertise these positions. You can also place ads in local business magazines or online, promoting your services. If you can create fun videos people will want to share and see, you can become a YouTuber. If your video gets enough views, you will earn money each month. To earn money this way, you will need to get a lot of viewers and subscribers. To do that, you will need to create videos people will want to watch and you will need to promote them through social media. You will also need to upload often at least once a week or more to keep viewers coming back. Once you start getting more subscribers, you can even post ads on your page or earn money by posting sponsored videos. Alternatively, rent your home on a temporary basis through Airbnb. Movie and television productions need a lot of local help, and they are willing to pay money for that assistance. Look in trade journals for the industry, since these publications often advertise for extras. You can also sign up with a talent agency or check local listings on sites advertising work for extras. Another unique idea is to allow television and movie crews to use your home for filming. You can contact location scout managing companies or list your property on a site such as Film Locations Wanted to get started.
Personal Finance
Marquez Racing. Posted on Apr 22, Besides your Army Pay, what did you do to make extra money? SPC P Join to see. I ran and still do a vinyl cutting business, selling on ebay. What did you do to make some extra money while on Active Duty? Posted in these groups: Money Entrepreneurship Business.
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Apryl Duncan is a stay-at-home mom and internationally-published writer with years of experience providing advice to others like. A secret shopper, or mystery shopper, gets paid to visit certain businesses and evaluate them on their performance. You won’t rake in a six-figure salary as a secret shopper, but the flexible schedule and being able to choose your assignments make this opportunity a good fit for many stay-at-home moms who want to make money.
You’re a customer. You happen to be getting paid as an undercover shopper. A secret shopper reports on everything from how long it takes an employee to greet you to the quality of the product. Secret shoppers are given a list of items to assess as they complete their shopping trip. You then file a full report on your shop to complete the assignment. As long as you can pay attention to the details of your assignment, your kids can tag along to most shops.
For example, restaurant assignments may allow you to spend a certain amount of money on food. Your family can eat out together while you evaluate the services and your meal — with some of it being comped! Do not pay a fee to become a secret shopper. Businesses pay secret shopping companies to send secret shoppers to their stores.
Companies that ask you to pay to become a secret shopper are making money off of you, not legitimate shopping opportunities. A majority of your assignments will be a flat fee, not an hourly rate. Pay will vary based on the assignment. Fees typically depend on the company’s estimate of how much time it will take you and how involved the shop evaluation will be.
If you have a long list of items the company wants you to check, for example, you’re usually paid a higher rate than for an assignment that will take you 10 minutes to finish. You’ll know how much time each assignment will take, what’s required for you to complete it and how much you’ll be paid before you accept any shopping job.
You’re paid after you submit your receipt s and send in your shopper report. Most assignments are arranged online. You log in to your secret shopper account, browse the available shops and the details. Let’s say you found a restaurant shop you want to complete. You accept the assignment and have 72 hours to shop the location and submit your report.
You’ve been given a list of questions you’ll have to answer on your report:. You go home to file your report and submit your receipt. Once you login to your secret shopper account, you answer all of the questions from your shop. Many companies do not ask for details on each question.
The assignment is complete after your report and receipt have been submitted. Payment generally arrives within 1 to 8 weeks. Start with the mystery shopper jobs directory to find companies looking for secret shoppers. Investigate each company before committing. Because of the appeal to be a secret shopper, many work-at-home scams have popped up. These scams try to lure people into paying money upfront with promises of getting them secret shopping jobs, charging application fees or telling them they must pay for certification to become a secret shopper.
Legitimate secret shopper companies do not ask you for money. The organization holds these companies to certain standards for them to remain members. There are companies that don’t belong to the MSPA that are legitimate, but MSPA member companies are a good place for newcomers to turn to when researching secret shopper opportunities. By Apryl Duncan is a stay-at-home mom and internationally-published writer with years of experience providing advice to others like. How long did it take for the hostess to greet you at the door?
How long did it take for the waiter to greet you at the table? Did he tell you about the daily specials? Did he ask if you wanted to buy an appetizer? How long did it take for your food to arrive? How would you rate the cleanliness of the restaurant, the silverware, the dishes, your table, the floors, the bathroom? Did the waiter offer you dessert after you finished your meal?
What did you order? How would you rate the quality of your food? After you finished your meal, how long did it take for the check to arrive? How would you rate your overall experience? Continue Reading.
How to Make Extra Money With a Side Job
When I was deployed membeer Afghanistan, people started to get into some pretty odd things. Some people picked up Magic Cards. And many suddenly turned in their minds into the next Warren Buffet who could predict the next big stock. Guys that have never read an investment book or blog in their life, suddenly found their way to somehow eek a little more out of their paychecks. But I do it somewhat differently. Creating multiple streams of passive income has been my preferred method of investing. Passive income is money that shows up in your bank account without you actively working for every one of those dollars.
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